It is not easy to find an attractive loan. However, we have good news, it is easier and faster to get an online loan than a bank loan. Thanks to the online availability, the money can reach your bank account even after 15 minutes. It’s worth knowing. Because the application process is extremely simple, it consists of completing the form and providing several contact details.
Can you get a loan when you have debt?
This is a difficult question, a lot depends on the individual offer of the loan company. Why? Lenders verify their clients in different ways, some do it very restrictively, others less so. Unfortunately, the customer does not know whether the verification is quick and simple or maybe more complicated, e.g. BIK checking. A good solution is simply to make several attempts to submit your application. It will not take you much time, and it will increase the chance of receiving money.
Loan companies also use customer information exchange. One of such systems are customer bases and their charges. You’ve probably heard about bik or SDF. There is also an erif. Such databases keep data about your obligations, both active and past ones. Most important, however, is information about the backlog you have.
Here the situation is so complicated that when the debt is very large. Companies see this and are also reluctant to grant loans. However, you have a much better chance of this than with a traditional cash loan.
Income is also important
The standard element is your income, the higher the better. However, many companies offer loans without certification and verification, especially for low amounts, such as PLN 1,500. Then you do not need to document your income, all you need is an ID card, a mobile phone. In this situation, you will not have to document your income, which is extremely convenient.
Where to look for a good loan
In our blogo – financial portal we publish many loan statements. Below are the next ones, which presents a list of payday loans, also those free for new customers. We recommend choosing such offers, in general the truth is that in a new company – that is, which you have not yet been a customer – you can count on a much more attractive offer. Online payday loans on the market have attractive promotions in their offer.